For Mortgage Solutions for your Later Life Borrowers, think Hodge Lifetime.

Affordability

We are a nation of people living longer. Recent FCA data states the total amount of mortgage debt held by over-65s is projected to almost double from £20.1bn to £39.9bn by 2030. Their ageing population work identifies issues in the mortgage sector that could lead to poor consumer outcomes.

Hodge Lifetime offers a full range of later life lending products including mainstream mortgage products, hybrid lifetime mortgages and traditional equity release.

We believe the benefits of our approach are:

  • Product choice: it’s important to ensure your clients can access the right product for their needs
  • Specialist: everything we do is tailored towards later life borrowers
  • Expertise: we have a 50+ year track record in this market, and we apply this understanding in everything we do
  • Sustainability: as borrowers age, it is possible their needs change. By offering a full range of later life lending products, it avoids the risk of borrowers being trapped in the wrong product

For more information and guidance about our range, please speak to your usual Hodge Lifetime contact, or get in touch with us.

 

Sources:
www.fca.org.uk/publications/occasional-papers/ageing-population-financial-services

www.hodgelifetime.co.uk


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